How to Make a Gift

Outright Gifts

Gifts of Cash
A personal cash gift is deductible from your adjusted gross income. Gifts may be made in honor or in memory of friends and loved ones.

Matching Gifts
Often a gift to Coastal Carolina University can be multiplied by matching funds from companies and foundations. Check with your company’s personnel office to see if the company participates in a matching gift program.

Stocks, Bonds and Other Liquid Assets
Gifts of appreciated assets are encouraged. Gifts are credited at current market value; thus, the donor avoids capital gains tax on any appreciation of the assets.

Closely Held Stock
Stock in family corporations represents an ideal gift to the University. Numerous tax benefits are available to the donor, family members and the corporation itself.

Gifts of Real/Personal Property
With a gift of real or personal property, the donor is able to deduct the full fair market value of gifts of real estate or personal property such as art, antiques, automobiles, etc.

Retained Life Estate
A donor may retain occupancy of the property for the life, but give a primary or vacation home or farm to the University for its future income.

Planned Gifts

Life Income Gifts
Gifts of appreciated property can generate an income for you, for another beneficiary, or for both. Tax benefits are calculated using age of donor and assets used:

• Charitable Gift Annuity
• Deferred Gift Annuity
• Charitable Remainder Trusts
     • Unitrust
     • Annuity Trust

Charitable Lead Trust
Property or assets can stay in the family, while the gift reduces estate taxes and supports Coastal Carolina University.

Retirement Plan Gifts
Remainder interest in IRA, 401K and 403B plans can be designated to provide an income stream to loved ones and ultimately benefit the University at substantial tax savings.

Non-Term Life Insurance
Designating Coastal Carolina University as beneficiary of a paid-up policy or a new policy helps the University’s future endowment and provides the donor with a tax deduction.

Bequest*
Donors can reduce inheritance taxes by designating in their will specific gifts or cash, property or a percentage of the remainder of their estate to Coastal Carolina University.

Revocable Trusts*
Trusts can be established to benefit donors and/or others, and ultimately Coastal Carolina University. The donor retains the right to revoke the instrument.

*Age 60 and above counted at face value; through age 59, present value formula applied.