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Loans

Direct Stafford Loans:

  • Federally guaranteed need-based and non need-based student loans
  • Free Application for Federal Student Aid (FAFSA) is required
  • Fixed interest rates
  • A net origination fee of 1.0510% will be charged
  • Student must be enrolled at least half time
  • For more information on Stafford Loans click here

Perkins Loans:

  • Federally guaranteed need-based student loan
  • Free Application for Federal Student Aid (FAFSA) is required
  • Fixed 5% interest rate
  • Limited funds available
  • Student must be enrolled at least half time
  • For Perkins Loan Teacher Cancellation and more information on Perkins Loans click here

Direct PLUS Loans:

  • Federally guaranteed loan borrowed by a parent on behalf of a dependent undergraduate student
  • Free Application for Federal Student Aid (FAFSA) is required
  • A net origination fee of 4.2040% will be charged
  • Credit check required for this loan
  • Student must be enrolled at least half time
  • For more information on PLUS loans click here

South Carolina Teachers Loans:

  • South Carolina residents interested in teaching in South Carolina
  • Student must be enrolled at least half-time
  • For loan forgiveness options and more information on SC Teachers Loan click here

Private Loans:

  • MUST be in student's name (Parents may cosign)
  • Can only be used to pay for educational expenses, such as tuition and fees, room and board, books and supplies, and transportation
  • Options are available for students attending less than half time
  • Click here for more information

Grad PLUS Loans:

  • Federally guaranteed loan borrowed by a Graduate/Professional student
  • Free Application for Federal Student Aid (FAFSA) is required
  • A net origination fee of 4.2040% will be charged
  • Credit check required for this loan
  • Student must be enrolled at least half time
  • For more information on Grad PLUS loans click here

 

In order for funds to be available for payment purposes, applications should be submitted by:

  • June 1 for the fall semester
  • November 1 for the spring semester
  • April 1 for summer sessions