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State Long Term Disability

The Basic Long Term Disability (BLTD) plan, administered by Standard Insurance Company, is an employer-funded disability plan provided by the State. This BLTD plan is designed to help you protect a portion of your income if you become disabled. You must be an eligible employee covered under the state health plan to be eligible for this benefit. The BLTD plan has a 90-day benefit waiting period. Your monthly basic long- term disability benefit is 62.5 percent of your base salary, reduced by deductible income, up to $800 maximum benefit per month. The maximum benefit period is to age 65 if you become disabled before age 62.