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Required Loan Counseling

Both Entrance and Exit counseling is required if you borrow a Stafford or Grad PLUS loan. The purpose of Entrance and Exit counseling is to ensure that you understand your rights, responsibilities, and obligations as a loan borrower. It is important that YOU (the student borrowing the loan) complete this session, not a parent or spouse. Coastal Carolina University will be notified electronically when you successfully complete the Entrance or Exit counseling sessions.

As a first-time borrower at Coastal Carolina University, you must complete Entrance Loan Counseling in order for your loan to be certified, received in our office and applied toward your student account.

In 2010 the average total indebtedness for a Coastal Carolina University student who has borrowed Stafford loans is $31,629. At 6.8% interest, your monthly payment would be approximately $364 with the standard repayment plan if you borrowed this amount. For estimated repayment calculations, visit the FSA repayment calculator.

Please note that the information you provide as part of the certification is used for identification and will not be used for any other purpose. Your current loan awards can be viewed at webadvisor.coastal.edu. With your federal PIN, all aggregate loan history information is available on the National Student Loan Data System (NSLDS).

Additional Information:

  • You must be enrolled at least half time (6 credit hours) in eligible Title IV credits to receive your loan funds.
  • If you should withdraw from Coastal Carolina University OR drop below half-time (6 hours eligible Title IV credits per semester for undergraduates and Graduate students), you will enter your six-month grace period. It is very important that you contact Financial Aid at (843) 349-2313 or finaid@coastal.edu.
  • Typically, your loan is borrowed for the Fall and Spring semesters. One-half of the funds will be available during the Fall semester and the other half during the Spring semester.

If you have questions, comments, or concerns, please do not hesitate to e-mail us at finaid@coastal.edu or contact us via telephone at (843) 349-2313 between the hours of 8:30am - 5:00pm., Monday - Friday.

Please select a link below to begin your student loan counseling:

Stafford Entrance Loan Counseling
Required prior to the initial disbursement of your Stafford loan

Stafford Exit Loan Counseling
Required prior to your graduation, or if you withdraw or drop below half-time enrollment

Grad PLUS Entrance Loan Counseling
Required prior to the initial disbursement of your Graduate/Professional PLUS loan

Grad PLUS Exit Loan Counseling
Required prior to your graduation, or if you withdraw or drop below half-time enrollment

Perkins Entrance Loan Counseling
Required prior to initial disbursement of your Perkins loan

Perkins Exit Loan Counseling
Required prior to your graduation, or if you withdraw or drop below half-time enrollment.

 

Note: Eligible Title IV credits are defined as credits that are required for completion of your academic program.