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Benefits and Insurance at CCU


DISABILITY AND LEAVE

State Long Term Disability

The Basic Long Term Disability (BLTD) plan, administered by Standard Insurance Company, is an employer-funded disability plan provided by the State. This BLTD plan is designed to help you protect a portion of your income if you become disabled. You must be an eligible employee covered under the state health plan to be eligible for this benefit. The BLTD plan has a 90-day benefit waiting period. Your monthly basic long- term disability benefit is 62.5 percent of your base salary, reduced by deductible income, up to $800 maximum benefit per month. The maximum benefit period is to age 65 if you become disabled before age 62.

Supplemental Long Term Disability

The Supplemental Long Term Disability (SLTD) plan, administered by Standard Insurance Company, is an employee-funded disability plan. It is designed to provide a financial cushion if you become disabled. You can apply for this plan if you are a benefits eligible employee. Your benefit will be based on a percentage of your pre-disability earnings from Coastal as of the preceding Jan. 1. The SLTD plan has an option of either a 90-day benefit waiting period or a 180-day benefit-waiting period. No benefits are paid during this period. You can enroll in the SLTD program within 31 days of eligibility without providing a statement of good health. If, however, you do not enroll within 31 days after you first become eligible, you will have to provide a statement of good health and be approved to become insured by Standard Insurance Company. You may enroll with medical evidence of good health any time throughout the year.

Your SLTD benefits will be reduced if you receive or are eligible to receive income from other sources. Deductible income includes: sick pay or other salary continuation, primary and dependent Social Security benefits, Workers’ Compensation, BLTD benefits, other group disability benefits, and maximum plan retirement benefits. The South Carolina Retirement System requires application for disability benefits while still in service or prior to termination of employment.

If you die while SLTD benefits are payable, the Standard will pay a lump sum survivor’s benefit to your eligible survivor. This benefit will be equal to three months of your SLTD benefit, unreduced by deductible income.

Retirement Disability

A member of SCRS may be approved for disability retirement benefits from SCRS only if the member has first been approved for disability benefits from the federal Social Security Administration, which generally requires an incapacity to perform any gainful occupation.

Family and Medical Leave (FMLA)

To be eligible for Family and Medical Leave (FMLA), any University employee must have worked for the state for at least 12 months, and have worked at least 1,250 hours during the twelve (12) months’ period prior to the request for FMLA leave, including “on-call” hours, and is employed at a worksite where 50 or more employees are employed by the employer within 75 miles of that worksite. State government is considered a single employer for the purpose of determining FMLA leave.

An eligible employee will be granted up to a total of 12 weeks of FMLA leave, in each calendar year, for any of the following reasons:

  • For the birth of a son or daughter and to care for that child;
  • For placement of a son or daughter for adoption or foster care with the employee;
  • To care for the employee’s spouse, son, daughter or parent with a serious health condition because of a serious health condition that makes the employee unable to perform the functions of the employee's job;
  • Any qualifying exigency arising out of the fact that the employee's spouse, son, daughter or parent is a covered military member on “covered active duty;” or
  • Twenty-six work weeks of leave during a single 12-month period to care for a covered service member with a serious injury or illness if the eligible employee is the service member’s spouse, son, daughter, parent or next of kin (military caregiver leave).

An eligible employee requesting FMLA leave must give thirty (30) days of advance notice to the employer of the need to take unpaid FMLA leave when the need for leave is foreseeable. When the need for leave is not foreseeable, such notice must be given as soon as practicable. The use of FMLA leave will be subject to verification. The University may require that an employee’s request for FMLA leave to care for the employee’s seriously ill spouse, son, daughter or parent, or due to the employee’s own serious health condition, be supported by a certification issued by the health care provider.

Eligible employees will be required to substitute their accrued sick leave for unpaid FMLA leave when the FMLA leave request qualifies for sick leave usage, or an eligible employee may elect to substitute accrued annual leave for unpaid FMLA leave.

All eligible employees may request up to 12 weeks of unpaid leave due to a serious health condition, or for the birth or adoption of a child, or to care for a spouse or family member with a serious health condition. Payment during the leave depends on availability of annual leave or sick leave.

 

Other Leave

The chart below provides a summary of other types of leave available to employees in FTE positions.  Other leave may be available to temporary grant, time-limited and research grant employees if allowable by the funding source, contract and or grant. Temporary employees, graduate assistants and student employees are not eligible for other leave types. Questions regarding leave eligibility and leave administration should be directed to a members of the benefits team in the Office of Human Resources and Equal Opportunity at 843-349-2036.

Information regarding annual leave, sick leave and FMLA leave eligibility and policy provisions are defined in those specific policies. 

Annual Leave Policy FAST-241 (FTE Positions):  https://www.coastal.edu/policies/policyDetails.php?x=236

Sick Leave Policy FASt-242 (FTE Positions):  https://www.coastal.edu/policies/policyDetails.php?x=242

Annual and Sick Leave Guidelines for Research Grant, Temporary Grant and Time-Limited Position FAST-225 https://www.coastal.edu/policies/policyDetails.php?x=169  

Family Medical Leave Act (FMLA) Policy FAST-243 https://www.coastal.edu/policies/policyDetails.php?x=243

Other Leave Programs:

Type

Definition

Administrative Leave

State employees in (full-time equivalent (FTE) positions who are physically attacked while in the performance of official duties and suffer bodily harm as a result of the attack must be placed on administrative leave with pay by their employers, rather than sick leave.  The period of administrative leave for each incident may not exceed 180 calendar days. Denial of the use of administrative leave by the agency will be grounds for review by the Division of State Human Resources upon request of the employee.  Administrative review by the DSHR will be final.  (S.C. Code Ann. Section 8-11-40)

Adoption Leave

An adoptive parent who is employed by this State, its departments, agencies, or institutions may use up to six weeks of earned sick leave to take time off for purposes of caring for the child after placement. The agency shall not penalize an employee for requesting or obtaining time off according to this Section. The leave authorized by this Section may be requested by the employee only if the employee is the person who is primarily responsible for furnishing the care and nurture of the child. (S.C. Code Ann. Section 8-11-155)

American Red Cross Certified Disaster Service Leave

An employee who is a certified disaster service volunteer for the American Red Cross may use up to 10 days of paid leave in a calendar year to participate in specialized disaster relief services with the approval of the agency designee. (S.C. Code Ann. Section 8-11-180)

Blood Drive and Donation Leave

Employees are permitted to participate in a blood drive during their work hours without using sick and annual leave. (S.C. Code Ann. Section 8-11-175)

The employee desiring to donate blood shall notify the agency of the scheduled donation and the amount of time needed for the donation as far in advance as may be practicable. The agency may deny the employee's request for time to donate if the absence of the employee would create an extraordinary burden on the agency. The agency may, as condition of approving the request, require the employee to provide documentation of the donation. (S.C. Code Ann. Section 8-11-175)

Bone Marrow/Donor Leave

 

An employee who works an average of 20 hours or more a week and who seeks to undergo a medical procedure to donate bone marrow may be granted bone marrow donor leave with pay. The total amount of paid leave may not exceed 40 work hours unless a longer length of time is approved by the agency head. Such leave may require verification by a health care practitioner of the purpose and length of each request. (S.C. Code Ann. Section 44-43-80)

Court Leave

 

Jury Duty (With Pay)

An employee who is summoned as a member of a jury panel shall be granted court leave with pay. Any jury fees and travel payment shall be retained by the employee. This court leave with pay shall not apply to agencies whose employees are exempt from jury duty by law.

An employee, who is excused from jury duty and is not required to be at court the number of hours equal to the employee’s workday, is required to return to the job according to arrangements between the employee and the agency designee. The employee must be on authorized leave for any time the employee is excused from jury duty and does not return to work.

An employee who is summoned to jury duty will be required to work on any given day only the number of hours that equal the employee’s work schedule, minus the hours required to be at court.

Subpoenaed As a Witness (With Pay)

An employee, who is subpoenaed as a witness and who will not receive any personal gain from the outcome of the litigation, shall be entitled to court leave with pay for those hours required for the subpoena and may retain any witness fee and travel expenses.

Victim or Witness (With Pay)

An employee, who is victim of or witness to a crime and must attend court in relation to the case or in order to obtain an Order of Protection or restraining order, shall receive court leave with pay.

Death in Immediate Family Leave

 

An employee, upon request, shall be granted up to three consecutive workdays of leave with pay on the death of any member of the employee's immediate family. Immediate family is defined as the spouse, great-grandparents, grandparents, parents, legal guardians, brothers, spouse of brothers, sisters, spouse of sisters, children, spouse of children, grandchildren, great-grandchildren of either the employee or the spouse. (S.C. Code Ann. Section 8-11-177)

Extended Disability Leave

 

Under the Americans with Disabilities Act (ADA), the Americans with Disabilities Act Amendments Act (ADAAA), and other applicable law, certain extended impairments may be protected as disabilities and may require reasonable accommodation. In certain State Human Resources Regulations cases, the use of leave may be considered a reasonable accommodation. Determinations regarding reasonable accommodations should be made on a case-by-case basis as dictated by the circumstances.

The agency shall require, prior to approval of leave as a reasonable accommodation, certification by the health care practitioner to a reasonable degree of medical certainty to include at a minimum: (a) the date on which the disability commenced; (b) the probable duration of the condition and a probable return date; and (c) appropriate medical facts within the knowledge of the health care practitioner regarding the condition and any work limitations. Dates set forth in the health care practitioner’s certificate may be amended. The agency may require additional documentation from the health care practitioner issuing the certificate, or may secure additional medical opinions from other health care practitioners. If an employee’s health care practitioner or the employee identifies a disability as long-term, the agency may suggest to the employee to contact the Public Employee Benefit Authority (PEBA) as soon as possible to evaluate eligibility for any appropriate benefits, such as insurance or retirement, if the employee believes it would be appropriate.

Organ Donor Leave

 

All employees who wish to be an organ donor and who accrue annual or sick leave as part of their employment are entitled to leaves of absence with pay for one or more periods not exceeding an aggregate of thirty regularly scheduled workdays in any one fiscal year during which they may engage in the donation of their organs. Saturdays, Sundays, and State holidays may not be included in the thirty-day aggregate unless the particular Saturday, Sunday, or holiday to be included is a regularly scheduled workday for the officer or employee involved.  The employee must show documentation from the attending physician of the proposed organ donation before leave is approved that confirms that the employee is the donor.  (S.C. Code Ann. Section 8-11-65 (A.))

Voting Leave

 

An employee who lives at such distance from the assigned work location as to preclude voting outside of working hours may be authorized a maximum of two hours of leave with pay for this purpose. To work at the polls during elections, an employee must be on authorized leave.

Workers' Compensation Leave

If there is an accidental injury arising out of and in the course of employment with the State, which is covered under Workers' Compensation, an employee who is not eligible for or who has exhausted his paid administrative leave, shall make an election to use either earned leave time (sick and/or annual) or Workers’ Compensation benefits awarded in accordance with Title 42 of the South Carolina Code of Laws. (S.C. Code Ann. Section 8-11-145)