Current Annual Direct Student Loan Limits
|
Dependent Students |
Completed Credits | Subsidized Loan |
Unsubsidized Loan |
Additional Unsubsidized Loan |
| Freshmen | 0 - 29 |
$3,500
|
$2,000
|
$4,000 With PLUS Denial
|
| Sophomores | 30 - 59 |
$4,500
|
$2,000
|
$4,000 With PLUS Denial
|
|
Juniors & Seniors |
60 -89 90+ |
$5,500
|
$2,000
|
$5,000 With PLUS Denial
|
|
Independent Students as decided by the FAFSA |
Completed Credits | Subsidized Loan |
Unsubsidized Loan |
| Freshmen | 0 - 29 |
$3,500
|
$6,000
|
| Sophomores | 30 - 59 |
$4,500
|
$6,000
|
|
Juniors & Seniors |
60 -89 90+ |
$5,500
|
$7,000
|
| Graduate/Professional |
120+ |
$0
|
$20,500 |
Aggregate Limits
Undergraduate:
Dependent students = $31,000 (up to $23,000 may be subsidized)
Independent students and dependent students whose parents cannot borrow PLUS = $57,500 (up to $23,000 may be subsidized)
Graduate students:
Subsidized = $65,500 (includes undergraduate borrowing)
Unsubsidized = $138,500 (included undergraduate borrowing); certain health professions students may borrow up to $224,000 (included undergraduate borrowing)